This blog helps you to get information using which you can know your Eligibility for Ayushman Card (PM-JAY).
PM-JAY
Pradhan Mantri Jan Arogya Yojana which we call PMJAY is a health insurance plan initiated by the Indian government, especially for that class of society who has the lowest income as per the SECC database. Such families get support for 5 lakhs INR towards their medical expenses. In our previous blog we have written detailed information about PM-JAY benefits and if you are looking to refer, please browse our blog.
Now a question that usually comes to one’s mind: How can I check my eligibility for PM-JAY? Or what criteria need to be fulfilled for an Ayushman Card or my eligibility for an Ayushman Card?
Our blog contains answers to each of such queries. Unlike the ABHA Card, the everybody can’t get Ayushman Card. The medical cover under PM-JAY is available for needy families only. In order to get or apply for Ayushman Card, firstly you need to verify your eligibility for the same.
How To Check Your Eligibility for Ayushman Card?
One can check the eligibility for the Ayushman card “ONLINE & OFFLINE”. Follow the steps and then you will come to know, whether you can get medical benefits under PM-JAY or not.
Online Method:
- Visit official website https://www.pmjay.gov.in
- On the top line of the home page you will “Am I Eligible”, click on it.
- Enter Your Mobile Number
- Fill the Captcha
- Click on Generate OTP
- Enter the OTP that you have received on your Mob. No
- Verify the OTP
- If the OTP is verified, you will be taken to the detailed section otherwise you will be on the same page.
- Enter the asked information accurately such as your Name, State, Family Members, Income, Age, etc.
- Once all the details are filled “SUBMIT” it.
After analysis, you will get an update about the benefits that you can get. Also, if you are not eligible for the benefit, the portal will explain the reason as well.
Offline Method:
If you don’t have online access, no need to worry. You can check your eligibility for Ayushman Card offline as well.
- Visit your nearest CSC i.e. Common Service Centre.
- Submit all your documents needed to check Ayushman Bharat eligibility such as Identity proof, income proof, family details (Ration Card), etc.
- Now the staff member of the centre will help to check your eligibility for PM-JAY.
Once you are declared as “Eligible for Ayushman Card”, the process is simple. All you need to sign-up/register for the card. Fill out the form with accurate information and submit it. After acceptance of the form, your Ayushman Card will be issued with all the benefits.
Ayushman Card Eligibility for Rural Areas (Rural Beneficiaries)
Above mentioned process is a general way through which the eligibility is analyzed and the Ayushman card is given to financially challenged families. But in rural areas, some other standards are followed in order to offer Ayushman Cards. Hence if you belong to a rural area and looking to check your eligibility for an Ayushman Card, here you go:
- Families have crumbling houses (No proper roof/broken walls).
- No adult member of age 16 to 59.
- A woman is running home single-handedly and no men of age 16-59.
- Families having disabled members
- SC/ST community
- People/families have no land and they rely on manual/daily work for their livelihood.
Depending on these criteria, families/persons can apply for the Ayushman Card, and once it is accepted, they will get medical benefits.
Ayushman Card Eligibility for Urban Areas (Urban Beneficiaries)
Government has specified 11 occupational categories who are eligible for PM-JAY Scheme. At the same time, it is also made sure by state government that SECC database is covered to verify the eligibility.
- Street Vendors
- Cobbler & Hawker
- Electrician, Mechanic, Assembler and Repair worker
- Ragpickers & Beggars
- Domestic Worker, Handicraft Worker and Tailor
- Washer-man/ Watchman (Chowkidar)
- Construction Worker
- Mason, Plumber, Welder, Painter, Security Guard, Sweeper, Mali, & Sanitation Worker
- Transportation Workers like Drivers, Conductors, Cart Pullers and Rikshaw Pullers.
Such families or people need to share some identity proof like Aadhar and post that they can sign up for the Ayushman card. Fill out the form and submit it. Once approved, the card will be allocated.
Now, you must have some idea about the people/families that can be eligible for Ayushman Card. After reading the above content, if you think you can get take benefit of PM-JAY, visit the government portal https://www.pmjay.gov.in now and check your eligibility online.
Who is/are not eligible for PM-JAY/Ayushman Card?
There are some specific conditions for the people who are straight away non-eligible for PM-JAY. It includes:
- State & Government Employees
- Established Business Persons
- People having good financial status
- Families with all the basic needs.
- Families having lands and farmhouses.
- Tax Payers
- People whose hospital stay is more than 15 days
Final Thoughts
So, we hope you have the idea to check your eligibility for PM-JAY. If you think you can get an Ayushman Card, first verify your eligibility. After approved eligibility, the Card will be issued with all the health benefits and medical cover of 5 Lakhs per family per year.
Also, if you are financially stable, share this blog with them who can avail the benefit. Also, if there is any query or concern, please feel free to connect. Furthermore, we will be more than happy to help. Also, keep browsing the page to get such important information.